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News and Resources

  • 08/18/2010
    -Mortgage Network Expands Across Mid-Atlantic Region Read More
  • 07/22/2010
    -John Holian Joins Northeast Association of Retarded Citizens Board for Second Term Read More
  • 07/22/2010
    -Mortgage Network Hosts Charity Golf Tournament & Casino Night to Benefit Friends Of Ari Shumbres Read More
  • 07/01/2010
    -Mortgage Rates Again Hit New Low Read More
  • 07/01/2010
    -Mortgage Loan Rates Fall to New Low Read More

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“I’ve had the pleasure to work with Kirk Todd as my mortgage lender for close to two decades. He has financed a number of properties for me and my wife and even for my step-daughter when she and her family relocated back to Maine from the west. I’ve always found Kirk Todd to be the ultimate professional; timely; accurate; ethical; personable; and a creative problem-solver. He also has provided consultation on general real estate matters. I highly recommend him if you need a top-notch, total-services mortgage broker.”

–H.N. | Customer

Glossary

We’ve put together an extensive glossary of terms used in the mortgage lending business. If you’re not sure what a particular term means, click to find the definition in our glossary.

A B C D E F G H I J K L M N O P Q R S T U V W X Y Z

G

Government Loan
A loan that is insured by the Federal Housing Administration (FHA) or guaranteed by the Department of Veterans Affairs (VA) or the Rural Housing Service (RHS). Contrast with conventional loan.
Government National Mortgage Association (GNMA or Ginnie Mae)
A government-owned corporation within the U.S. Department of Housing and Urban Development (HUD). Created by Congress on September 1, 1968, GNMA assumed responsibility for the special assistance loan programs formerly administered by Fannie Mae.
Grantee
The person to whom an interest in real property is conveyed (e.g. the buyer).
Grantor
The person who conveys an interest in real property (e.g. the seller).
Gross Monthly Income
Normal monthly income includes overtime that is regular or guaranteed. The before taxes income may be from more than one source. Salary is generally the principal source, but other income may qualify if it is significant and stable.
Ground Rent
The amount of money that is paid for the use of land when title to a property is held as a leasehold estate rather than as a fee simple estate.
Group Home
A single-family residential structure designed or adapted for occupancy by unrelated developmentally disabled persons. The structure provides long-term housing and support services that are residential in nature.
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