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Welcome to Rob Kline's Website

Robert Kline
Thank you for visiting my personal website. You can access mortgage information day or night. Please search through to see if the information here can answer your questions. If not, or when you are ready to take the next step, I welcome you to call me directly to provide you with personal assistance with your home financing needs.

Mortgage Network, Inc. offers a variety of traditional and sophisticated mortgage programs that provide the best financing options available in today’s competitive market. We take the time to consult with you and provide personalized information to fit your individual needs.

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October 23, 2014

Glossary Term of the Week

Rate Reduction Option


A fixed-rate mortgage that includes a provision that gives the borrower an option to reduce the interest rate (without refinancing) at a later date. It is similar to a prearranged refinancing agreement, except that it does not require re-qualifying.

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Robert Kline

Loan Officer

NMLS# 17249



Toll Free: 800-334-4648

Office: 978-705-3201

Cell: 617-633-5657

E-Fax: 978-705-3288

Email Me



Mortgage Network, Inc.

Corporate NMLS# 2668

300 Rosewood Drive

Danvers MA 01923