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“As a RealtorĀ® I not only chose to use Shelly Hall, I recommend her services often. ”

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I am here to help you with all of your home financing needs!

Shelly Hall Malo
I have been with Mortgage Network, Inc. since June 2008 as a Loan Officer. I have over 15 years of mortgage lending experience in the Pioneer Valley. I have worked with several area local banks up to the countries largest lender, and am happy to have found my home at Mortgage Network. My experience has given me extensive knowledge on lending programs and guidelines so I can direct you to the best option for your situation. My team and I are committed to exceeding your expectations and look forward to working with you.

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October 24, 2014

Glossary Term of the Week

Rate Reduction Option


A fixed-rate mortgage that includes a provision that gives the borrower an option to reduce the interest rate (without refinancing) at a later date. It is similar to a prearranged refinancing agreement, except that it does not require re-qualifying.

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Shelly Hall Malo

Loan Officer

NMLS# 71432



Office: 413-205-1009

Cell: 413-695-4344

E-Fax: 1-866-358-6853

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Mortgage Network, Inc.

Corporate NMLS# 2668

171 Dwight Road

Suite 100

Longmeadow MA 01106