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$500 Closing Credit *

Plus Additional Savings

VA Home Loans - We Will Protect Your Dream of Home Ownership


The VA Home Loan is a great option for Veterans allowing 100% financing. Since 1944, the VA has guaranteed home loans for eligible veterans, purchasing a primary home by offering some of the most generous approval requirements of any mortgage program.

We are proud to offer VA Financing to our Veterans and Active Military members who have or are currently serving our country. VA Loans make home financing easier and more affordable by offering some of the most generous approval requirements of any mortgage program. Michael Ciresi is not only a mortgage professional, he's also a U.S. Navy Veteran who understands the unique challenges that veterans face.


What is special about VA Loans…
  • No Down Payment
  • Gift Money Allowed
  • Competitive Fixed & Adjustable Rates
  • No Mortgage Insurance required
  • Refinancing Options Available
  • Disabled Vets may be exempt from VA Funding Fee

Your loan is locally processed and underwritten in-house.


Freedom is not merely an entitlement, but a privilege, earned by the people for the people. I honor and proudly serve those who have served for me. – Annette Hamilton


VA Loans are backed by the Department of Veteran Affairs, VA Loans are designed to help qualified veterans, reservists and active duty members finance their homes.


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What people are saying


"Extremely knowledgeable and willing to answer all my questions. Always reachable and kept me updated throughout the entire process."

— Courtney H.